3 Things You Can Do Now that Your Future Self Will Thank You For

They say hindsight is 20/20, and none of us are truly surprised by such a claim. How many times have you meant to do something, forgotten, and then paid the price later on? How many opportunities have you missed out on for the same reason? Probably more than you care to admit. So here are three things you can do today that your future self will be oh-so-grateful for.

Back Up Your Data

We all have information we need to keep safe and secure copies of. This may range from game saves to your business’ accounting information or the novel you just started. And yet, we put it off until it inevitably never gets done. When do we remember? Why, when our devices crash, of course!

When backing up information, it’s a good idea to keep an offline and an online copy. An offline copy would be stored on a physical device, like a phone you no longer use, an external hard drive, or a thumb drive. The online copy should be uploaded to the cloud. Popular choices are Google Drive, iCloud, OneDrive, and Dropbox. 

Start Saving More

Only 39 percent of Americans could cover an unexpected bill of $1000. Are you one? Or are you a part of the larger majority, who could use a bit of padding in their savings account? Even if a major emergency never presents itself, everyone could use a bit of savings. You could use it to buy your first home, upgrade your car, go back to school, take a year off to travel, or retire early.

The easiest way to save money is to make it automated. Schedule monthly payments from the account your paycheck hits, to your savings account. There are also apps that round up your purchases to the next dollar, and sends the difference to a savings account. In addition to this, it’s important to check your regular expenses, to see where you can trim things you pay for, but rarely use, or don’t truly need. 

Educate Yourself

As new discoveries are made, old knowledge becomes obsolete. There are increasingly better, more efficient ways to complete tasks, to save us both time and money. While we can’t hope to learn everything, it’s important to keep abreast of information in our line of work, and those that affect our passions and hobbies.

Taking a class is the best way of continuing one’s education, since it’s a structured learning environment. However, time and money can eliminate this as an option for many of us. The good news is, there are plenty of ways to learn via reading books, watching YouTube tutorials, or mentorship programs. Find a route that works for you.

When current responsibilities weigh us down, it can be difficult to focus on planning for the future. But if we make a few sacrifices now, we will have plenty to show for it, in the years to come.